by H. Van Smith, Owner & Attorney
Comparison between basic title insurance and enhanced title insurance policies: Aspect Basic Title Insurance Policy Enhanced Title Insurance Policy Coverage Protects against common title issues such as undisclosed liens, encumbrances, or errors in public records....
by H. Van Smith, Owner & Attorney
Contract Phase: Offer and Acceptance: Buyer makes an offer to purchase the property, and the seller accepts, counters, or rejects the offer. Negotiation: Both parties negotiate the terms of the contract, including the purchase price, closing date, contingencies, and...
by H. Van Smith, Owner & Attorney
A fire destroys the house and improvements. The ground is left. A defective title may take away not only the house but also the land on which it stands. Title insurance protects you (as specified in the policy) against such loss. A deed or mortgage in the chain of...
by H. Van Smith, Owner & Attorney
Forged deeds, mortgages, satisfactions, or releases of mortgages and other instruments. False impersonation of the true owner of the land or of his consort. Instruments executed under fabricated or expired power of attorney. Deeds apparently valid but actually...
